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Travel Insurance for Canadians
Planning a trip is one of life's great joys—the anticipation of new sights, sounds, and experiences. But in the back of your mind, a nagging question can linger: "What if something goes wrong?" An unexpected medical emergency, a last-minute cancellation, or lost luggage can quickly turn a dream vacation into a stressful and expensive ordeal. This is where travel insurance provides the most valuable thing of all: peace of mind.
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What Does Travel Insurance Actually Cover?
At its core, travel insurance for Canadians is a safety net designed to protect you from the financial risks of the unexpected while you're away from home. While every policy is different, most comprehensive plans are built on three key pillars of protection:
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Emergency Medical Coverage: Your provincial health plan covers very little outside of your home province. This is the most critical part of any policy, covering everything from a doctor's visit for an illness to major costs for accidents and hospitalization.
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Trip Protection: If you have to cancel your trip beforehand for a covered reason, this reimburses your non-refundable costs. Trip interruption helps you return home or covers costs if your trip is cut short.
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Baggage & Personal Effects: This provides coverage if your luggage is lost, stolen, damaged, or delayed, allowing you to replace essential items and continue your trip with less stress.
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Find the Right Coverage for Your Trip
Every trip and every traveler is unique. That's why there are different types of plans designed to fit your specific needs. Explore our guides below to find the perfect coverage for your next journey.
